NON-CONFORMING LOANS

Banks won't loan you money if your credit is less than perfect. Finance companies may, but at sky-high interest rates. At Advanced Home Loans, we create home loans for good people in the middle. You'll find that our loans are easier to qualify for, and our interest rates are competitive.

WE WILL HELP YOU QUALIFY, EVEN IF YOU HAVE ALREADY BEEN TURNED DOWN BEFORE

Advanced Home Loans looks beyond the numbers and credit reports. We regard you as an individual. After all, you're a homeowner. You've already shown you know what it takes to succeed. Even if others have turned you down, Advanced Home Loans wants to give you the respect and credit you deserve.

• Hard to prove income. We have home loans that don't require traditional income documentation.
  
• Too much existing debt. Conventional lenders will turn you down if they think you have too much debt. At Advanced Home Loans, our flexible lending standards let us look at you as an individual.
  
• Less-than-perfect credit. We specialize in debt consolidation even if your credit is not perfect. You're not alone. We can help.
  
• Bankruptcy or Foreclosure. Even if you've had a bankruptcy or foreclosure in the past, we'll work hard to help you get the cash you need.

We're different - and it's a difference that can save you time and money.

The demand for loans means mainstream lenders can still be "extremely selective" and ONLY accept loan requests from people with perfect credit scores. They OFTEN turn away or refuse point blank loans for people with less than a perfect credit score

Over the last few years a new type of lender has emerged who service the "SUB PRIME" market i.e. people with a poor credit rating.

Initially, sub prime lending rates were extraordinarily high with costly arrangement fees.

However, due to market forces of "supply and demand" the gap between "prime" and "sub prime" interest rates have narrowed dramatically.

If you would like an Advanced Home Loans account manager to contact you, simply click on the “apply online” and fill in your details or call us on 1300 302 899 and someone will get back to you within 24 hours.